Software & AI Development for Fintech & Financial Services

Momentum Squads builds software for businesses that move money: lenders and pawn operations digitizing their customer funnel, retail and automotive companies embedding financing and payments into their sales flows, and platforms where payment processing is the product itself. We have shipped this kind of work since 2017 — not as a bank-software vendor, but as the engineering squad behind the calculators, chat commerce, and payment engines that financial products run on.

The work falls into a few repeatable patterns. On the web development side: calculators and scoring front-ends that turn your lending rules into instant online estimates, customer portals, and payment aggregation that routes transactions across multiple providers. On the chatbot development side: in-chat payments and fiscal receipts, financing and insurance product flows inside sales conversations, and lead funnels that mirror your website in the messenger your customers already use. Underneath both sits integration work — CRM, ERP, fiscal services, and payment providers connected so the customer-facing layer runs on live data.

For Parus Pawnshop we built a responsive website around an instant collateral calculator: the estimate adapts to item type, loan term, and condition, so a visitor sees a transparent number before ever calling the shop. A chatbot duplicates the assessment form and client support, catching the leads that prefer messengers — and the whole funnel launched in a short, fixed timeframe.

For a chatbot platform serving Hyundai, Škoda, and Suzuki dealer networks, finance is embedded where the buying happens: alongside test-drive booking and purchase support, dealers offer financing, insurance, and related products inside the same conversation. The platform integrates deeply with dealership stores, CRM, and service systems, so every offer is built on live data rather than brochures.

With Online Casa we went furthest into regulated territory: a chatbot through which small businesses sell goods, accept card payments by tapping the card on a smartphone, issue fiscal receipts via integrated software cash registers, and register their cash registers and trading points with the tax authorities — supporting both individual entrepreneurs and companies.

The heaviest payments engineering we have shipped runs inside Felen, a global content-monetization platform: a custom-built payment aggregator routes each transaction to the right provider by predefined conditions, processes both fiat and cryptocurrency, and rests on a secure queue system that prevents duplicate or fraudulent charges under real-time, high-load conditions.

An honest note on scope. We do not build core banking systems, and we do not provide licensed financial services, legal advice, or compliance audits — licenses and regulatory decisions stay with you and your advisors. Our job is the software around your licensed operation: the calculators, payment flows, integrations, and records, implemented exactly to the rules your compliance side defines. That division of labor is narrower than what some vendors promise — and it is the one we can back with shipped, named work.